Risking What You Cannot Afford To Lose

YOU CAN’T GO BACK AND EARN IT AGAIN!

◊ YOU SAVED YOUR LIFETIME TO RETIRE IN COMFORT AND DIGNITY.

◊ YOU NEED TO EARN A MODERATE RATE OF RETURN TO PROVIDE YOUR INCOME

◊ BANK SAVINGS AND CD’S DON’T PAY ENOUGH

◊ YOU CAN’T AFFORD TO TAKE A LOT OF RISK

If you are keeping money in the bank these days it could take you a very long time at these low interest rates to grow it.  This is a result of unintended consequences. Since the financial crisis of 2008 the Fed has engineered rates to some of the lowest levels in our history in order to stimulate the economy, but at the same time if you are relying on your money in the bank to provide you an income these low rates have effectively penalized you.

PLUS now you may find yourself in a position where you must look to take more risk in the stock market in order to earn enough income.

For the past few years the markets have acted well and things have been OK, but….we are talking about apples and oranges. The markets are NOT a bank account or CD.

You may have to take on risk with money that you certainly can’t afford to lose.

Just the volatility alone can wreak havoc with many people who are unaccustomed, or at the least, uncomfortable seeing their principal value rise and fall with each monthly statement.

What happens with the next correction?

Historically we have averaged a 10% decline once every year.  A market loss of 10% could equate to two to three years of lost income…..

The next bear market like the last one in 2008 could set you back so far that it could be impossible for you to ever recover.

There are solutions. But first stop for one moment.

I want you to fully understand how this could impact you.

To help you with that we have created a Retirement Income Calculator which uses actual market returns (including dividends) from 2000 through 2016.

This will show you the impact on your portfolio if you started taking retirement income in 2000. These are real numbers based on real history and real important to understand. Don’t forget this one important statistic. These markets have dropped like this on average once every 3.5 years so a couple bad markets over 16 years is not unusual.

Once you’ve done this I will show you different solutions. Ones aimed at giving you the income you desire AND providing you with the protection you need.

First, type in how much you have saved for your retirement.

Then, type in how much you need in income (as a % of your total).

(So for example, if you have saved $1,000,000 and need it to pay you $50,000 a year that would be 5%.)

 

What were your results?

Remember, we average a bear market once every 3.5 years.

These results are from only 2 bear markets over 17 years – much less than half the average.

And if you are taking at least 4% income, your portfolio is still 50% below where you began!

Now what happens with the next bear market….?

By now you should be ready for a solution.

Start by clicking HERE (link to www.carlsonwm.com/riskalyze) and following some simple steps.

Click here for your complimentary report

3D-Cover_John-Carlson_Safe-Income-Report

HOW CAN I SAFELY GET MORE INCOME?